Posted On : March 23, 2023

AmeriHealth

Ameri Health Insurance

Have you ever thought of having an insurance plan that saves you from the agony of paying hefty bills at rehab centres for commencing your journey of detoxification? Well! Worry no more as AmeriHealth emerges as a blessing in disguise, assisting you in your journey.

AmeriHealth covers everything from a cost-effective treatment at renowned facilities to detoxifying yourself at rehabilitation centres. Amerihealth Insurance understands that choosing an insurance plan that covers substance abuse and mental health issues can be daunting and may require voluminous pockets. It covers a complete rehab solution, all you have to do is get enrolled in the program without any financial struggles.

AmeriHealth is one of the popular insurance companies that aims to be the protector of the realm and endeavours to enhance the health and wellness of the people & communities associated at large. From locally-focused health insurance plans to national-scale programs, Amerihealth insurance company offers various innovatively curated health & wellness solutions under the umbrella brand. Its flagship plans include the “AmeriHealth Medicaid program and AmeriHealth care program.”

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Why is Substance addiction covered under AmeriHealth?

The Patient Protection and Affordable Care Act (ACA), also known as Obamacare, is the most significant regulatory reform and coverage expansion to the American healthcare system since the passage of Medicaid and Medicare in 1965. Substance use disorders (SUDs) are one of the ten essential health benefits that must be provided to everyone signing up for a health insurance plan or other healthcare alternatives under the terms of this legislation. Consumers with incomes between 100% and 400% of the federal poverty line are eligible for subsidies (referred to as “premium tax credits”) under the statute.

Amerihealth coverage & plan inclusions

Does your plan cover substance addiction?

One of the common questions asked with very limited affiliation or probably with zero to no authentic answers. In today’s ever-evolving competitive world where the consumption of substances to de-stress oneself is not unheard of & constant intake leading to addiction is even more common than before. The need for insurance that covers addiction issues is far more common and generic in nature. AmeriHealth, which aspires to take care of society’s health & wellness, covers substance use disorder as one of the critical aspects of its advanced offerings.

The majority of Amerihealth Insurance plans cover substance abuse and co-occurring mental health conditions that may be the result of persistent substance use, insufficient or unsuccessful treatment in the past, or both.

Depending on the type of “AmeriHealth insurance for addiction” plan that an individual has opted for, AmeriHealth coverage includes a full or partial cost of drug and alcohol rehab treatment. The coverage might outline the treatment requirements which could further be bifurcated into

  • The number of appointments an individual can book for rehab
  • The number of associated days a person may be required to be a part of the in-house rehab facility to be treated or detoxified.

The extent of AmeriHealth coverage may also differ significantly depending on

  • Resident’s state of residence
  • The facility’s network status (in-network or out-of-network),
  • The length of the patient’s stay
  • The level or the category of the insurance plan.

The price of drug and alcohol addiction treatment at the rehab facility covered by AmeriHealth varies from person to person and is also based on the facility, the kind of programme taken under the “AmeriHealth insurance for addiction “plan, and the particular rehabilitation services used.

AmeriHealth’s Medicaid program and features

Amerihealth Medicaid program is a flagship detox & rehab program of the insurance company that aims to make the future of the country drug-free. Medicaid is a government and state-funded initiative that provide healthcare coverage to the weaker or lower-income sections of society. In association with state-funded programs like Medicaid, makes drug and alcohol rehab treatment absolutely inexpensive by providing insurance to low-income persons. Long-term inpatient care, prescription medications, and outpatient therapies are all covered by the Amerihealth Medicaid program for the treatment of substance dependence.

Features:

Substance abuse treatment facilities across the country now accept AmeriHealth Medicaid coverage for addiction treatment. AmeriHealth coverage may not cover all of your rehab treatment costs, but it can make treatment more affordable at facilities that accept Medicaid.

AmeriHealth Coverage includes:

  • Detoxification
  • Interventions for addiction
  • Test screenings
  • A combination of inpatient and outpatient care
  • Providing mental health services

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    Types of substance treatments covered under AmeriHealth?

    With substance addiction taking multi-fold leaps, the role of rehabilitation centres to combat addiction is making rounds considering every substance abuser behaves differently and has different requirements to be met and managed not only by the rehab centre but also by the insurance companies. It seems like a vicious circle that begins with addiction, makes a round in rehab, which obviously is not cost-effective and ends with a person looking for an insurance company that helps pay the price of detox. AmeriHealth is one of the leading insurance companies that cater to different needs of the treatment of an individual.

    Here are the top 5 treatments that are covered under its Coverage

    • Medical Detox
    • Residential Rehab Treatment
    • Partial Hospital Treatment
    •  Intensive Outpatient Treatment
    • Outpatient Rehab Treatment

    A Road to Recovery

    A road to recovery is as challenging as getting yourself on a spaceship to the moon. So, before taking a plunge of detoxing yourself or walking on the path of self-enlightenment by enrolling yourself in rehab, review your AmeriHealth policy benefits to figure out which costs will be covered by your insurance plan and which will be paid out-of-pocket for you. Call the number on your insurance card or log in to your account on AmeriHealth’s website to evaluate how much you may need to cover in terms of copays and any deductible that must be met before coverage for the services you require kicks in. If you feel that your insurance doesn’t cover what you are looking forward to and doesn’t empanel the rehab centres near you, then gorehabs.com can assist in finding you the right insurance plan and coverage match